VA Loans

VA Loan:

Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.

Here’s how it works:

  • 100% financing without private mortgage insurance or 20% second mortgage.
  • A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA.
  • When purchasing a home, veterans may borrow up to 100% of the sales price or reasonable value of the home, whichever is less.
  • When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allows.

Apply for a VA Loan with a VA Qualified Lender.

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Location

Contact Us

Premier Mortgage Financial
3001 Greystone Square
Suite 100
Jackson, TN 38305
brandy_deloach@yahoo.com

Local: (731) 668-8891
Toll-Free: (877) 668-8891

LICENSING

Brandy DeLoach NMLS #162256
PMF Branch NMLS #226192

Equal Housing Lender